Raise the Rate

This is a very personal post, but one I must share. Twelve years ago, I had savings, and was going to purchase a house. I worked whilst navigating a fall that saw me break my spine again, and a toddler-aged daughter. I was always cautious with finances, ensuring that I paid bills on time. I had been on a disability pension from the age of seventeen, to my twenties. A dear lady named Dorothy came up to the house from Centrelink, imploring me to quit being stubborn and accept the help that was being offered. I did so reluctantly, after having had surgery to save my life, after my heart and lungs were being crushed due to a hip grafted into my spine, which hadn’t taken. Upon my engagement, I gleefully contacted Centrelink, advising them of my situation, and the payments ceased. I didn’t claim anything from Centrelink in the ensuing years. I had a business, and work. A marriage breakdown changed everything. It’s paralysing, the terror that skulks up on you in the middle of the night, knowing that you are entirely responsible for the well-being of your child. 

The investments were cashed in, and my savings dwindled over the next couple of years. Operations and other expenses took what was left. It was only when I was at crisis point, that I was able to claim anything from Centrelink. The industries I had been in were now either dying or defunct, and studying new pathways was required. I asked about Austudy, but was told that it would be even less than Newstart. I studied two full-time courses. Medical Admin saw me having to travel to pracs, and I would pray that there was enough on my Opal card to make the journey there and back. 

$450.76…This is what I was living on whilst studying. $450.76 a week, consisting of Job Seeker (or Newstart allowance as it was back then), Family Tax Benefit A and B, Energy Supplement and Rent assistance. My rent alone was $430 a week, which left just $20.76 to live on. My rental is humble, one of the cheapest in the area. I had to let go of seeing a dentist, optometrist, and also of my private health insurance. When my teeth hurt, I would go through bottles of local anaesthetic, dabbing it on the exposed nerves. I couldn’t afford scripts for my pericarditis, nor for other health issues. I had to forgo the fruit and veg box I’d ordered for the past decade.

I took whatever casual work I could, so we could buy food. I worked as an extra on a series, and (dressed in summer clothes, even though it was winter), came down with pneumonia. It was a heartache, having to scrounge together the money to afford medicines. I would do anything and everything for work, and ensured I never missed a rent payment. Birthday celebrations had to be abandoned. I would back out of any social invitations. I felt ashamed, fearing nobody would understand, not knowing how to divulge the reality of my life. I became paranoid about stretching our pantry items, and basically ceased eating regular meals at all. Everything was my daughter’s, and hers alone. I daren’t invite anyone over, as there wasn’t enough food to offer them a meal. I raced through my studies, anxious to get a job. I applied for scores of positions, but there were tens of applicants for each one, some of whom had more experience than I. It was soul-destroying, when it was down to the last three applicants, and I was pipped to the post. If it weren’t for a few dear people, I wouldn’t have been able to afford school uniforms, printer ink, stationery, and other essentials. Kindness bought work boots, a medical transcription course and hope. It bought hand sanitiser, a stocked pantry and medical supplies shortly before the pandemic crashed in. The one thing I’d been determined to hold onto was my life insurance. I started to believe that perhaps, I was worth more dead than alive; my daughter would at least have security. The level of despair ran deep. 

Covid-19 hit in March, and everything started to change. I had recently obtained my White Card and other tickets, only having one assessment left to complete, on a work site. It renewed hope. The pandemic shut everything down, and suddenly, a large proportion of people were studying and working from home alongside me. Newstart was transferred into Job Seeker, and the amount received was doubled. I was able to order a fruit and veg box for $50; enough to see us through the next fortnight. I was able to pay bills without stressing. I was able to buy groceries, without having to seek help from a charity. I enrolled in several free courses through TAFE, and pretty much studied seven days a week throughout the next few months. I ate regular meals, and my health improved. I could afford medicine and medical appointments. I applied for as many jobs as I could throughout. 

Such was the shame attached to seeking support, that many in my circle never knew I’d needed to. It is exhausting, being stuck in poverty. I heard many talk about “dole-bludgers,” and it would sear my heart. I would have crawled over broken glass in order to secure a permanent job. I knew others in the same predicament who were willing to do anything to escape this wretched existence, too. Some should have been on a disability support payment, but the criteria was now ridiculous. Besides, they couldn’t afford the expense of seeing specialists to gather evidence. I didn’t have much to work with, when my world shattered. $20.76 a week after rent, doesn’t lend itself to dreams. It put me in a dangerous position, where I had to rely on someone not well enough to be dependable. A lot of people are left in this situation, and it is untenable.

I am now working, and know how fortunate I am. I was filled with terror at the thought of not finding work before the Jobseeker rate fell. I couldn’t bear the thought of being plunged into that level of poverty again. As a regular tax-payer, before Jobseeker and now, I am delighted to have my taxes pay for the rate to be permanently lifted. Nobody should have to endure poverty. Imagine not having the funds to buy medicines, nor fund a bus or train trip? Imagine not being able to afford to celebrate your child’s birthday? It is a lonely and miserable existence.

It is my fervent hope that 2020 brings with it a new awareness of each other, and that kindness shall prevail from hereon. I bumped into a well-dressed lady this past week, and she mentioned the community pantry. She spoke of her gratitude that she was able to grab food there. I have seen an elderly woman who lived through the Great Depression, scour the supermarket catalogue, circling what she intended to buy. Once the groceries were delivered, I watched her stand in front of her open fridge, gazing lovingly at the fresh produce. She was obsessed with food; the gathering of it, the preparation of it, and the feeding of loved ones. It was little wonder. She had lost siblings to starvation. When my fridge was filled, I too stood in front of the stainless steel door, looking in with wonder. What happened to me, can happen to anyone. It only takes a disaster or two to knock us about. Let’s concentrate on lifting each other up.

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